How a Cash Advance Works,Cash Advance Questions,Cash Advance Answer

Cash Advance Questions - Cash Advance Answers - How A Cash Advance Works

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HOW IT WORKS

The payday advance application process is fast and simple. It usually requires only a few supporting documents, including proof of a regular income, a personal checking account and identification.

If approved, a borrower reads and signs an agreement containing disclosures required by the Truth in Lending Act (TILA) and writes a personal check for the amount of the advance plus a fee. The lender advances the customer funds immediately, but holds the check until an agreed upon date, usually within two to four weeks, when the borrower receives his/her next paycheck.

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Residents of Georgia, Maryland, Vermont, West Virginia, New York, Oklahoma, Oregon, Washington, Arkansas, and the District of Columbia are not eligible to apply for a cash advance on this web site.

NOTE: We are not a payday advance provider. We are an independent third party matching company serving as the connection between people seeking payroll advances and payday advance providers online who provide cash advances. The independent advance companies may verify your supplied information with any number of independent verification companies including but not limited to: CL Verify, Teletrack, or Accurint.

**The privacy policy of independent third party lenders may differ from our own, and users should review the lender's privacy policy after being redirected to the lender's site. Cash advance finance charges vary by lender, but generally range from an APR of 336% to 720%. These rates will vary depending upon your income and other variables. Applicable finance charges and credit terms are available from your lender and are state specific. Not all independent advance companies can provide you with up to $1,500 on your first advance. You must be at least 18 years of age and a legal resident of the United States or the District of Columbia. WE ARE NOT A LENDER. This website does not constitute an offer or solicitation to lend. This site is not a lender and does not make advances or credit decisions. This site provides a matching service only and is not acting as a representative, agent, or correspondent for any of our service providers. This site does not endorse any particular service, provider, or product. You are under no obligation to use this site’s service to initiate contact, or apply for credit with any of our service providers. This service is not available in all States. The States that this website services may change from time to time and without notice to you. We do not guarantee that completing an application form will result in your being matched with a service provider, being offered a product with satisfactory rates or terms, or receiving an advance from a service provider. There is no charge for you to use this site’s service. This site contracts with several independent advance companies. Amount advanced depends on your situation including but not limited to your income.